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It’s only natural, in a world where most people are worried about things that are beyond their control – the rising cost of living,...

More people in the UK aged between 65 and 74 are still working compared to six years ago, new research shows[1]. The findings show...

People value good health yet over 89% of the UK population does not currently have any form of private medical insurance [1]. Private...

The more old pensions you have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million...

The relentless effect of inflation over time can be detrimental for those keeping large sums in cash and attracting interest at a low or...

Change is the only constant in life. It inevitably involves twists and turns, with some that are expected while others may be entirely...

When you think of financial planning, pensions and savings will spring to mind. But, whilst often overlooked, protection should be a core...

Over time, pension schemes close, merge or become renamed. Changed job? Moved house? It’s not always easy to keep track of a pension,...

Once you reach age 55, you can access your defined contribution (DC) pension pot. You can take some or all of it, to use as you need, or...

People value good health yet over 89% of the UK population does not currently have any form of private medical insurance [1]. Private...

Critical illness insurance pays out a lump sum on diagnosis of an insured critical illness. It typically covers: heart attack, cancer and...

In 2015, the retirement rules were rewritten. The rules, which came into effect from 6 April 2015, have changed the way people take money...

Saving into a pension is one of the most tax-efficient ways to save for your retirement. Not only do pensions enable you to grow your...

The questions our clients almost always ask us are: ‘Will I be able to retire when I want to? Will I run out of money? How can I...

Portfolio diversification is the foundational concept of investing. It’s a risk management strategy of combining a variety of assets to...

A lasting power of attorney (LPA) enables individuals to take control of decisions that affect them, even in the event that they can’t...

You can normally withdraw up to a quarter (25%) of your pot as a one-off tax-free lump sum, then convert the rest into a taxable income...

The good news is that the number of people saving enough for a comfortable retirement has hit its highest ever level, with almost three...

Don’t let scammers enjoy your hard-earned pension proceeds. Anyone can be the victim of a pension scam, no matter how savvy they think...

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined...